Before your visit
You may want to ask your insurer the following questions:
What is my eligibility for out-of-network mental health or behavioral health outpatient care?
How much would be covered for office visits that have the CPT code of 90792 (initial evaluation by MD), 99214 (medication check, moderate complexity), 90833+99213 (individual therapy + medication management)?
Am I responsible for a certain amount of payment each year (deductible) before my insurance starts to cover payments?
How many session are covered by my plan per calendar year?
Do I need to have a pre-authorization before services? What is the process for submitting this and being approved?
Are there any differences in what is covered if my psychiatrist is seeing me by telehealth (video conference)?